In this video, policy analyst David Stokes, accompanied by two research assistants, endeavors to get to the heart of the payday loan debate by ... actually getting a payday loan. In many ways, the experience is not what you might expect. In celebration of his success at this questionable financial decision, Stokes compounds his bad behavior by going gambling at the casino with his new money. The axiom "The house always wins" was in no danger of being toppled. Even though money was lost, lessons were learned and nobody was hurt. Filmed on location at Saint Louis–area payday loan stores and casino on April 1, 2010.

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